Zillow Research

Housing market insights, data, and forecasting from Zillow’s economists.

Down Payment Assistance Could Cut the Time to Save for a Home by a Year and a Half or More
5 min read

Down Payment Assistance Could Cut the Time to Save for a Home by a Year and a Half or More

Nationally, a 3.5% down payment boost allows a typical buyer to save for a 10% down payment 35% faster

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Affordability

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  • Down Payment Assistance Could Cut the Time to Save for a Home by a Year and a Half or More
    5 min read

    Down Payment Assistance Could Cut the Time to Save for a Home by a Year and a Half or More

  • Zillow: CPI Shelter Forecast, October 2026
    3 min read

    Zillow: CPI Shelter Forecast, October 2026

  • Mortgage Rates Slow Their Climb, but Buyers Still Face an Uphill Battle
    2 min read

    Mortgage Rates Slow Their Climb, but Buyers Still Face an Uphill Battle

  • A $100K Income Unlocks 2.5 Times More of the Rental Market Than the Typical Renter
    5 min read

    A $100K Income Unlocks 2.5 Times More of the Rental Market Than the Typical Renter

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Snackable Facts

For every one Zillow listing, there are an average five-and-a-half shoppers

For every one Zillow listing, there are an average five-and-a-half shoppers. This number jumps to thirteen in some Northwest and West Coast markets.

Even at current mortgage rates, the median income household can afford a home in only 12 major markets

While we expect rates to continue to moderate, they’ll likely remain above 6% in the coming year.

58% of recent renters considered buying

58% of recent renters considered buying. Down payment, credit, and product design trends help them figure out how to make the math work—with tools like Buyability.


Macroeconomy, Policy & Industry

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  • New Home Sales Declined in September as Builders Focused on Inventory Management
    2 min read

    New Home Sales Declined in September as Builders Focused on Inventory Management

  • Starter Homes Are Piling Up While Luxury Homes Fly Off the Market
    4 min read

    Starter Homes Are Piling Up While Luxury Homes Fly Off the Market

  • New Home Sales Sink to Their Weakest Year-to-Date Pace Since 2017
    3 min read

    New Home Sales Sink to Their Weakest Year-to-Date Pace Since 2017

  • Rent Went Up But So Did the Freebies (June Rent Report)
    7 min read

    Rent Went Up But So Did the Freebies (June Rent Report)

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